EPFO 3.0: अब UPI और ATM से निकाल सकेंगे PF का पैसा, जानें नई सुविधा और जरूरी नियम

बिज़नेस 4 8 hours ago

कर्मचारी भविष्य निधि संगठन (EPFO) जल्द ही EPFO 3.0 लॉन्च करने की तैयारी में है। इसे पीएफ सिस्टम का अब तक का सबसे बड़ा डिजिटल अपग्रेड माना जा रहा है। नई सुविधा लागू होने के बाद सदस्य UPI और ATM के जरिए अपने पीएफ की पात्र राशि निकाल सकेंगे, जिससे निकासी की प्रक्रिया पहले की तुलना में अधिक तेज और आसान हो जाएगी।

हालांकि, EPFO ने अभी तक UPI और ATM के माध्यम से निकासी की अलग से कोई आधिकारिक सीमा तय नहीं की है। फिलहाल मौजूदा नियमों के अनुसार पात्र सदस्य अपनी जरूरत और पात्रता के आधार पर PF बैलेंस का 75% तक निकाल सकेंगे। रिपोर्ट्स के मुताबिक, यह राशि सीधे सदस्य के लिंक किए गए बैंक खाते में ट्रांसफर की जा सकेगी।

UPI के माध्यम से निकासी के लिए आधार आधारित OTP वेरिफिकेशन और ऑथेंटिकेशन अनिवार्य होगा। सत्यापन पूरा होने के बाद राशि तुरंत बैंक खाते में भेजी जा सकती है, जिससे कई दिनों तक इंतजार करने की जरूरत नहीं पड़ेगी।

इसके अलावा, EPFO भविष्य में PF ATM कार्ड भी जारी कर सकता है। इस कार्ड के जरिए सदस्य डेबिट कार्ड की तरह ATM से सीधे पात्र राशि निकाल सकेंगे। इस सुविधा का लाभ उठाने के लिए UAN एक्टिव, आधार, PAN और बैंक अकाउंट लिंक, सही IFSC कोड तथा रजिस्टर्ड मोबाइल नंबर अपडेट होना जरूरी होगा।

हालांकि EPFO ने अभी तक इसकी लॉन्च डेट का आधिकारिक ऐलान नहीं किया है, लेकिन माना जा रहा है कि EPFO 3.0 लाखों कर्मचारियों के लिए PF निकासी को पहले से अधिक आसान और डिजिटल बना देगा।

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